ABOUT CARLOS HIDALGO
Welcome to my website, and congratulations on taking the first step to buying or refinancing your home. I look forward to putting my expertise and mortgage services to work for you!
With AmeriFirst Financial you're in good hands and can have the peace of mind knowing we offer a wide variety of loan programs and most current rates available, together with the assistance of a seasoned customer support team.
Competitively Priced Loan Programs:
- Home Affordable Refinance Program (HARP) Disclaimer
- Purchase, Rate and Term Refinance, and Cash-out Refinance Programs
- Fannie Mae Conventional, High-balance and Adjustable-Rate Mortgages (ARMs)
- Jumbo, Portfolio & Investor Products
We're here for you, ready to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs.
Buying a home is a big investment with expenses you may not have thought about. Use our mortgage calculator to estimate your mortgage payment, including taxes and insurance.
- Principal & Interest $0
- Property Tax $0
- Homeowners Insurance $0
- Mortgage Insurance $0
How Much Will My Payments Be?
Calculate your monthly payment with applicable finance charges, PMI, hazard insurance, and property taxes.
Mortgage Principal Calculator
This calculator allows you to "peek into the future", allowing you to see the remaining balance of your mortgage after several payments.
How much can you borrow from a lender? Use this calculator to calculate the amount you can afford from the lender's point of view.
Mortgage Length Calculator
This calculator will help you to determine your savings if you make larger monthly payments.
What if I Pay More Every Month?
See how your mortgage will be reduced, if you pay $$$ more every month.
Should I Refinance?
Is your old APR (Annual Percentage Rate) too high? Estimate the benefits of refinancing using this calculator.
Tax Benefits Calculator
This calculator will calculate your tax savings after a house purchase. Financial analysis includes first year as well as total tax savings.
Should I Pay Points to Lower My Interest Rate?
Calculate how much points affect your monthly payments and how fast they will pay for themselves.
Carlos was absolutely amazing throughout the entire process of our home being built! He was a pleasure to work with and did everything he could to accommodate our situation. He went above and beyond from start to finish. We could not be more pleased with his customer service! We highly ... READ MOREHomeowner
I moved down from Alaska and my realtor recommended Carlos and I was impressed by the professionalism and attention to detail, our transaction went quickly and smoothly. I hope I never have to move again But if I do I will definitely be using Carlos’s services, thank you Carlos
Carlos is a life savor . My loan process hit a big snag at the end of my loan origination, Carlos not only got my loan closed but was able to work closely with the builder to process things through! He’s the best!!!Registered Nurse
Carlos is extremely communicative and authentic. He takes the time to walk you through the process, each step of the way and had a very tactful approach in all dealings. He is also exceptionally knowledgeable and eager to assist where he can. My family would recommend Carlos for any ... READ MORE
Carlos did an excellent job with my refi!! He explained how things would happen and tried to keep me up to date on what was happening with my loan etc. Even though we had to go through the holiday season and updates with his company computer systems Carlos hung in and gave me really ... READ MORE
Carlos was great to work with and took care everything. He is very professional and truly puts his clients first. He has great knowledge of the process and steps needed from start to close. Carlos is someone that I will only work with on any future mortgage loans.
My and I have always dreamed of having a place up in the Pines and Carlos was able to make this happen.. We had a few issues on our credit report that was hindering us in getting the loan. Carlos was able to get with each credit agency and clear up the discrepencies.. Without this ... READ MORENetwork Engineer
Carlos went over and above . Closed our loan on time as promised. Honest and friendly Top notch lenderField Supervisor
Carlos was fantastic to work with. I have had many negative experiences with mortgage officers in the past. This experience was like any other. He was easy to work, communicated well and didn't come back numerous times with requests for additional documents. It was the best ... READ MOREAttorney